In this materialistic world, the things that we own are considered to be the most important items in the world and that is why people go through the hassle of getting those items insured to make sure that if or when any of those items get damaged any way then we can have financial backup to get those items rebuilt or get something new.
Source: https://gumroad.com/tales/p/how-you-can-fight-insurance-disputes-easily
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